आमतोर पर हर निवेशक को निवेश करते समय मन में एक सवाल हमेशा रहता है कि, क्या बाजार ऊपर जाने के समय मुनाफावसूली करे और जब बाजार नीचे जाए तो बाजार में दोबारा निवेश करे ? लेकिन उलझन यह भी है कि किस समय और कैसे करे ? हांलांकि मन में यह भी हर उछाल पर मुनाफावसूली करके पैसा बाहर निकालने से बेहतर है कि लंबे समय के लिए निवेश बनाए रखा जाए तो क्या उचित नही होगा ?

               बाजार के उतार-चढाव के समय मुनाफा वसूली की बात करना जितनी आसान है परन्तु करना उतनी ही कठिन होती है | 2017 के आखिर और पिछले माह जुलाई-अगस्त में लगातार तेजी बनी रही जबकि बाजार के जानकार और निवेशक हमेशा मंदी की आशंका लगाते रहे | परिणाम स्वरूप निवेशको ने घबराकर कर बिकवाली करली जबकि बाजार में तेजी बनी रही |

               कई निवेशको ने चढ़ते बाजार में यह सोचकर पैसा लगाना शुरू कर दिया कि चढ़ते बाजार में जल्दी ही मुनाफावसूली करके शानदार रिटर्न कमा लेंगे लेकिन इसी वर्ष  जनवरी और हाल ही की शुरू जोरदार गिरावट आजाने से कई निवेशको को भारी घाटा उठाना पड़ा और उनकी पूंजी डूब गई। बाजार में सही समय का अंदाजा लगाना सबसे मुश्किल काम है। अक्सर निवेशको की आम धारणा होती है कि मार्किट तो बढ़ रहा होता है पर उसके पोर्टफोलियो वाले शेयर नही बढ़ते है और मार्किट गिरने पर उसके शेयर ज्यादा गिरते है |

           इन सभी के आधार पर यही कहा जा सकता है की निवेशको को मोका परस्त होना चाहिए साथ ही अपने निवेश पर लम्बी अवधि का नजरिया रखना चाहिए |

– बार-बार शेयर खरीदने-बेचने के लिए दलाली एवं अन्य टेक्स भी चुकाने पड़ते है जिससे  लाभ प्रभावित होता है।

– अनुभवी निवेशको के अनुभवो की माने तो लम्बी अवधि का नजरिया रखते हुये किये गये  निवेश में ही अच्छा लाभ कमाया जा सकता है | निवेश हमेशा किसी लक्ष्य के साथ होना चाहिए। निवेशक छोटी अवधि का फैसला लेकर लक्ष्य को बिगाड़ देते हैं |

– निवेशको का अपनी जुआ खेलने या दांव लगाने की आदत को शेयर या म्यूचुअल फंड निवेश के साथ आजमाना अत्यंत दुर्भाग्यपूर्ण है,क्योंकि जब इसके कारण शेयर बाजार में घाटा होता है तो किस्मत को दोष देते हैं।

–  साधारणतया जमीन-जायदाद या सोने-चांदी में निवेश करने वाले निवेशक दांव लगाने की आदत नहीं अपनाते हुये लम्बी अवधि के निवेश करने की सोच रखते हैं। भरोसा होता है कि लंबे समय में ये शानदार रिटर्न दे सकते हैं। लेकिन शेयर इक्विटी, एमएफ में नुकसान इसलिए उठाते हैं क्योंकि इनमें निवेश के लिए कुछ दिनों से लेकर कुछ महीनों तक का ही इंतजार करने को तैयार होते हैं,जबकि मुनाफा लम्बी अवधि के निवेशकों को ही मिलता है |

          मजबूत आधार और सदाबहार कम्पनियों में लम्बी अवधि का नजरिया रखते हुये निवेश करें और आपको शानदार रिटर्न जरूर मिलेगा । पिछले 30-35 सालों का औसत हिसाब लगाएं तो शेयर बाजार ने सालाना करीब 20- 30 फीसदी का रिटर्न दिया है।


24 Thoughts to “क्या बाजार ऊपर जाने के समय मुनाफावसूली करे और जब बाजार नीचे जाए तो बाजार में दोबारा निवेश करे ?”

  1. Hi, i feel that i noticed you visited my weblog thus i
    got here to return the prefer?.I am attempting to find things to enhance my site!I assume its good enough to
    use some of your ideas!!

  2. Hi! This is my 1st comment here so I just wanted to give a quick shout out and tell you I genuinely enjoy reading
    through your articles. Can you suggest any other blogs/websites/forums that go
    over the same subjects? Thanks a ton!

  3. Everyone loves it whenever people get together and share opinions.
    Great site, stick with it!

  4. g

    Heya i’m for the first time here. I found this board and I find It truly useful & it
    helped me out a lot. I hope to give something back and aid others like you aided me.

  5. g

    It’s hard to come by well-informed people about this subject,
    but you seem like you know what you’re talking about!

  6. Great goods from you, man. I’ve understand your stuff previous to and
    you are just too magnificent. I really like
    what you have acquired here, really like what you’re saying and
    the way in which you say it. You make it enjoyable and
    you still care for to keep it wise. I can’t wait
    to read much more from you. This is actually a wonderful site.

  7. Normally I do not read post on blogs, however I would like to say
    that this write-up very forced me to take a look at and do so!
    Your writing taste has been surprised me. Thank you, quite nice article.

  8. Hi! This post couldn’t be written any better! Reading this post reminds me of my previous room mate!
    He always kept chatting about this. I will forward this page to him.
    Pretty sure he will have a good read. Thanks for sharing!

  9. It is not my first time to go to see this site,
    i am visiting this web site dailly and obtain pleasant information from here everyday.

  10. My partner and I stumbled over here by a different page and
    thought I should check things out. I like what I see so now i’m following you.
    Look forward to going over your web page yet again.

  11. Hey I know this is off topic but I was wondering if you knew of any widgets I could
    add to my blog that automatically tweet my newest twitter updates.
    I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some
    experience with something like this. Please let me know if you run into anything.

    I truly enjoy reading your blog and I look forward to your new updates.

  12. hi!,I really like your writing so much! share we keep
    up a correspondence extra approximately your article on AOL?
    I require a specialist in this space to unravel my problem.
    May be that’s you! Looking ahead to look you.

  13. It’s a pity you don’t have a donate button! I’d without a doubt donate to this
    brilliant blog! I suppose for now i’ll settle for book-marking and adding your RSS feed to my Google account.

    I look forward to new updates and will talk about this blog with my Facebook group.
    Chat soon!

  14. I think this is among the most significant information for me.
    And i’m glad reading your article. But should remark on some general things, The website style is great,
    the articles is really nice : D. Good job, cheers

  15. Whoa! This blog looks exactly like my old one! It’s on a totally different subject but it has pretty
    much the same page layout and design. Excellent choice of colors!

  16. Hi! I know this is kinda off topic but I was wondering if you knew where I could find a captcha plugin for my comment form?
    I’m using the same blog platform as yours and I’m having problems finding one?
    Thanks a lot!

  17. Simply want to say your article is as surprising. The clarity in your post is simply
    excellent and i could assume you are an expert on this subject.
    Well with your permission let me to grab your RSS feed to
    keep up to date with forthcoming post. Thanks
    a million and please carry on the rewarding work.

  18. I’m not sure exactly why but this web site is loading extremely slow for me.
    Is anyone else having this problem or is it a issue on my end?
    I’ll check back later and see if the problem still exists.

  19. Link exchange is nothing else however it is only
    placing the other person’s weblog link on your page at appropriate place and other person will also do same in favor of you.

  20. Aw, this was an extremely nice post. Taking the time and actual effort
    to produce a top notch article… but what can I say… I hesitate a whole lot and never manage to get anything done.

  21. Thank you for any other informative site. The place else may just
    I get that type of info written in such an ideal approach?

    I have a project that I am just now operating
    on, and I have been at the look out for such information.

  22. Excellent goods from you, man. I’ve have in mind your stuff prior
    to and you are simply extremely fantastic. I actually like what you’ve obtained here, certainly like
    what you’re saying and the way in which during which you are saying it.

    You are making it entertaining and you continue to care for to stay it wise.

    I cant wait to read much more from you. This is really a tremendous site.

  23. Very great post. I simply stumbled upon your blog and wished to
    say that I’ve truly enjoyed browsing your blog posts.
    In any case I will be subscribing for your rss feed and I’m hoping you write once more very soon!

  24. At this time it sounds like BlogEngine is the preferred blogging platform out there right now.
    (from what I’ve read) Is that what you’re using on your blog?

Leave a Comment